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CREDIT MANAGEMENT IN BANKING PROGRAMME COURSE DESCRIPTION

Code Name of the Course Unit Semester In-Class Hours (T+P) Credit ECTS Credit
BAY405 CREDIT MANAGEMENT IN BANKING 5 3 3 5

GENERAL INFORMATION

Language of Instruction : Turkish
Level of the Course Unit : , TYY: + , EQF-LLL: , QF-EHEA:
Type of the Course : Elective
Mode of Delivery of the Course Unit -
Coordinator of the Course Unit
Instructor(s) of the Course Unit
Course Prerequisite No

OBJECTIVES AND CONTENTS

Objectives of the Course Unit: This course aims to provide basic concepts of the credit management in the banks with purpose and scope, credit risk analysis, and follow-up activities within the context of application legal framework information for bank credits
Contents of the Course Unit: Contents of the course include the subjects as loans in banking,Policies and principles of credit facility,Process and organization of credit facility,Types of loans and classification criteria, Cash loans- Non cash loans, External loans-Personal loans, Qualitative/Quantitative criteria of credit facility, Supervision of loans and of efficiency of loans, Alternatives of bank loans

KEY LEARNING OUTCOMES OF THE COURSE UNIT (On successful completion of this course unit, students/learners will or will be able to)

Define credit management and functions in banks
Discuss changing data sources for credit evaluation
Discuss changing environmental conditions and legal conditions in the lending of firms
Compare financial analysis and other analysis techniques in terms of credit evaluation and rating

WEEKLY COURSE CONTENTS AND STUDY MATERIALS FOR PRELIMINARY & FURTHER STUDY

Week Preparatory Topics(Subjects) Method
1 - Banking and Credit Environment Lecture & Discussion & Case Methods, Interactive Web Tools
2 Reading the related subjects in the coursebook Loan Types Lecture & Discussion & Case Methods, Interactive Web Tools
3 Reading the related subjects in the coursebook Organizational Structure of Lending Lecture & Discussion & Case Methods, Interactive Web Tools
4 Reading the related subjects in the coursebook Concepts Related to Credits Lecture & Discussion & Case Methods, Interactive Web Tools
5 Reading the related subjects in the coursebook Credit Evaluation Process Lecture & Discussion & Case Methods, Interactive Web Tools
6 Reading the related subjects in the coursebook Introduction to Financial Analysis Lecture & Discussion & Case Methods, Interactive Web Tools
7 Reading the related subjects in the coursebook General Review Lecture & Discussion & Case Methods, Interactive Web Tools
8 - MID-TERM EXAM -
9 Reading the related subjects in the coursebook Financial Analysis in Lending Lecture & Discussion & Case Methods, Interactive Web Tools
10 Reading the related subjects in the coursebook Financial Analysis: Ratio Analysis Lecture & Discussion & Case Methods, Interactive Web Tools
11 Reading the related subjects in the coursebook Basic Interest Calculations Lecture & Discussion & Case Methods, Interactive Web Tools
12 Reading the related subjects in the coursebook Cash Loans: Commercial and Personal, Non-Cash Loans Lecture & Discussion & Case Methods, Interactive Web Tools
13 Reading the related subjects in the coursebook Problem Loans Lecture & Discussion & Case Methods, Interactive Web Tools
14 Reading the related subjects in the coursebook General Review Lecture & Discussion & Case Methods, Interactive Web Tools
15 Reading the related subjects in the coursebook FINAL EXAM Lecture & Discussion & Case Methods, Interactive Web Tools
16 - FINAL EXAM -
17 - FINAL EXAM -

SOURCE MATERIALS & RECOMMENDED READING

Aras, G. (1996). Ticari Bankalarda Kredi Portföyünün Yönetimi. Ankara: Sermaye Piyasası Kurulu
Bouteillé, S. & Diane, C. (2013). The handbook of credit risk management : originating, assessing, and managing credit exposures. Hoboken, N.J. : John Wiley & Sons

ASSESSMENT

Assessment & Grading of In-Term Activities Number of Activities Degree of Contribution (%) Description
Level of Contribution
0 1 2 3 4 5

CONTRIBUTION OF THE COURSE UNIT TO THE PROGRAMME LEARNING OUTCOMES

KNOWLEDGE

Theoretical

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Define the basic concepts of aeronautical standards and rules. (Bloom 1)
0

KNOWLEDGE

Factual

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Organize teamwork during the collection, interpretation, announcement and application of data related to the field. (Bloom 6)
0

SKILLS

Cognitive

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Perform theoretical and practical knowledge related to his/her field in business life using analytical methods and modeling techniques. (Bloom 4)
0
2
Choose updated documents, modern techniques and tools required for maintenance applications. (Bloom 2)
0
3
Use maintenance manuals and other sources of information in business life to obtain information about the field
0
4
Determine the actualities of all technical and administrative documents related with the field. (Bloom 1)
0

SKILLS

Practical

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Use computer software, information and communication technologies at the level required by the field
0
2
Interpret the sketches, scheme, graphics that describe the subject. (Bloom 2)
0

OCCUPATIONAL

Autonomy & Responsibility

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Develop solutions for problems faced during application. (Bloom 6)
0

OCCUPATIONAL

Learning to Learn

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Determine the learning requirements related with his/her field. (Bloom 3)
0
2
Use the lifelong learning principles in occupational development. (Bloom 3)
2

OCCUPATIONAL

Communication & Social

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Apply the technical drawing knowledge effectively in business life. (Bloom 3)
0
2
By informing the relevant persons and institutions about the related field; state his / her thoughts and suggestions for solutions in the field.
0
3
Debate his/her ideas and solution suggestions with experts by supporting them with quantitative and qualitative data. (Bloom 2)
2
4
Participate in training related to the field at international level. (Bloom 3)
0
5
Organize activities for the professional development of employees under his/her responsibility. (Bloom 6).
0

OCCUPATIONAL

Occupational and/or Vocational

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Use the knowledge and skills obtained during undergraduate education in work life. (Bloom 3)
2
2
Solve the problems encountered in his/her field. (Bloom 3)
0
3
Apply the necessary culture of behavior in the areas of quality management and processes and environmental protection and occupational safety (Bloom 3)
0
4
Locate the awareness of safety factor to himself and to the team. (Bloom 1
0

WORKLOAD & ECTS CREDITS OF THE COURSE UNIT

Workload for Learning & Teaching Activities

Type of the Learning Activites Learning Activities (# of week) Duration (hours, h) Workload (h)
Lecture & In-Class Activities 14 3 42
Preliminary & Further Study 14 2 28
Land Surveying 0 0 0
Group Work 0 0 0
Laboratory 0 0 0
Reading 0 0 0
Assignment (Homework) 10 2 20
Project Work 0 0 0
Seminar 0 0 0
Internship 0 0 0
Technical Visit 0 0 0
Web Based Learning 0 0 0
Implementation/Application/Practice 0 0 0
Practice at a workplace 0 0 0
Occupational Activity 0 0 0
Social Activity 0 0 0
Thesis Work 0 0 0
Field Study 0 0 0
Report Writing 0 0 0
Final Exam 1 1 1
Preparation for the Final Exam 5 5 25
Mid-Term Exam 1 1 1
Preparation for the Mid-Term Exam 3 3 9
Short Exam 0 0 0
Preparation for the Short Exam 0 0 0
TOTAL 48 0 126
Total Workload of the Course Unit 126
Workload (h) / 25.5 4,9
ECTS Credits allocated for the Course Unit 5,0