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CREDIT MANAGEMENT IN BANKING PROGRAMME COURSE DESCRIPTION

Code Name of the Course Unit Semester In-Class Hours (T+P) Credit ECTS Credit
BAY405 CREDIT MANAGEMENT IN BANKING 5 3 3 5

GENERAL INFORMATION

Language of Instruction : Turkish
Level of the Course Unit : BACHELOR'S DEGREE, TYY: + 6.Level, EQF-LLL: 6.Level, QF-EHEA: First Cycle
Type of the Course : Elective
Mode of Delivery of the Course Unit -
Coordinator of the Course Unit Assoc.Prof. HAKAN ÖZCAN
Instructor(s) of the Course Unit
Course Prerequisite No

OBJECTIVES AND CONTENTS

Objectives of the Course Unit: This course aims to provide basic concepts of the credit management in the banks with purpose and scope, credit risk analysis, and follow-up activities within the context of application legal framework information for bank credits
Contents of the Course Unit: Contents of the course include the subjects as loans in banking,Policies and principles of credit facility,Process and organization of credit facility,Types of loans and classification criteria, Cash loans- Non cash loans, External loans-Personal loans, Qualitative/Quantitative criteria of credit facility, Supervision of loans and of efficiency of loans, Alternatives of bank loans

KEY LEARNING OUTCOMES OF THE COURSE UNIT (On successful completion of this course unit, students/learners will or will be able to)

Define credit management and functions in banks
Discuss changing data sources for credit evaluation
Discuss changing environmental conditions and legal conditions in the lending of firms
Compare financial analysis and other analysis techniques in terms of credit evaluation and rating

WEEKLY COURSE CONTENTS AND STUDY MATERIALS FOR PRELIMINARY & FURTHER STUDY

Week Preparatory Topics(Subjects) Method
1 - Banking and Credit Environment Lecture & Discussion & Case Methods, Interactive Web Tools
2 Reading the related subjects in the coursebook Loan Types Lecture & Discussion & Case Methods, Interactive Web Tools
3 Reading the related subjects in the coursebook Organizational Structure of Lending Lecture & Discussion & Case Methods, Interactive Web Tools
4 Reading the related subjects in the coursebook Concepts Related to Credits Lecture & Discussion & Case Methods, Interactive Web Tools
5 Reading the related subjects in the coursebook Credit Evaluation Process Lecture & Discussion & Case Methods, Interactive Web Tools
6 Reading the related subjects in the coursebook Introduction to Financial Analysis Lecture & Discussion & Case Methods, Interactive Web Tools
7 Reading the related subjects in the coursebook General Review Lecture & Discussion & Case Methods, Interactive Web Tools
8 - MID-TERM EXAM -
9 Reading the related subjects in the coursebook Financial Analysis in Lending Lecture & Discussion & Case Methods, Interactive Web Tools
10 Reading the related subjects in the coursebook Financial Analysis: Ratio Analysis Lecture & Discussion & Case Methods, Interactive Web Tools
11 Reading the related subjects in the coursebook Basic Interest Calculations Lecture & Discussion & Case Methods, Interactive Web Tools
12 Reading the related subjects in the coursebook Cash Loans: Commercial and Personal, Non-Cash Loans Lecture & Discussion & Case Methods, Interactive Web Tools
13 Reading the related subjects in the coursebook Problem Loans Lecture & Discussion & Case Methods, Interactive Web Tools
14 Reading the related subjects in the coursebook General Review Lecture & Discussion & Case Methods, Interactive Web Tools
15 Reading the related subjects in the coursebook FINAL EXAM Lecture & Discussion & Case Methods, Interactive Web Tools
16 - FINAL EXAM -
17 - FINAL EXAM -

SOURCE MATERIALS & RECOMMENDED READING

Aras, G. (1996). Ticari Bankalarda Kredi Portföyünün Yönetimi. Ankara: Sermaye Piyasası Kurulu
Bouteillé, S. & Diane, C. (2013). The handbook of credit risk management : originating, assessing, and managing credit exposures. Hoboken, N.J. : John Wiley & Sons

ASSESSMENT

Assessment & Grading of In-Term Activities Number of Activities Degree of Contribution (%) Description
Level of Contribution
0 1 2 3 4 5

CONTRIBUTION OF THE COURSE UNIT TO THE PROGRAMME LEARNING OUTCOMES

KNOWLEDGE

Theoretical

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Define basic concepts related with banking, insurance and finance.
2
2
Relates the theoretical and practical knowledge in the field to economics, business, law, statistics, accounting and marketing
4

KNOWLEDGE

Factual

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Relate banking and insurance applications to financial theories, mathematical and statistical methods.
4
2
Relate the information and facts in the field with other social sciences such as law, sociology, philosophy and history.
3

SKILLS

Cognitive

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Explain the planning and implementation process in banking and insurance transactions.
2
2
Provide solutions for the problems encountered in banking and insurance transactions.
2

SKILLS

Practical

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Use theoretical and practical knowledge in the field of banking and insurance transactions.
2
2
By analyzing economic data accurately, manage savings and portfolio investments to minimize financial risks.
4

OCCUPATIONAL

Autonomy & Responsibility

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
He/She works as a leader or a team member in a teamwork from the planning of the banking transactions to the implementation and performs the task assigned to them within the team.
4

OCCUPATIONAL

Learning to Learn

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Gain the basic knowledge necessary for the planning process of banking and insurance activities and human resources performance management.
4
2
Use the computer programs related with field in banking and insurance transactions.
4

OCCUPATIONAL

Communication & Social

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Cooperate to bring innovative ideas to the stakeholders in the sector using banking insurance-related databases, information and communication technologies.
3
2
Research on scientific, sectoral developments and innovations related to the field with lifelong learning as a principle.
3

OCCUPATIONAL

Occupational and/or Vocational

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Analyze financial data related to his / her field.
4
2
Apply knowledge and skills related to his / her field by taking into account his legal, social and ethical responsibilities.
4

WORKLOAD & ECTS CREDITS OF THE COURSE UNIT

Workload for Learning & Teaching Activities

Type of the Learning Activites Learning Activities (# of week) Duration (hours, h) Workload (h)
Lecture & In-Class Activities 14 3 42
Preliminary & Further Study 14 2 28
Land Surveying 0 0 0
Group Work 0 0 0
Laboratory 0 0 0
Reading 0 0 0
Assignment (Homework) 10 2 20
Project Work 0 0 0
Seminar 0 0 0
Internship 0 0 0
Technical Visit 0 0 0
Web Based Learning 0 0 0
Implementation/Application/Practice 0 0 0
Practice at a workplace 0 0 0
Occupational Activity 0 0 0
Social Activity 0 0 0
Thesis Work 0 0 0
Field Study 0 0 0
Report Writing 0 0 0
Final Exam 1 1 1
Preparation for the Final Exam 5 5 25
Mid-Term Exam 1 1 1
Preparation for the Mid-Term Exam 3 3 9
Short Exam 0 0 0
Preparation for the Short Exam 0 0 0
TOTAL 48 0 126
Total Workload of the Course Unit 126
Workload (h) / 25.5 4,9
ECTS Credits allocated for the Course Unit 5,0