CREDIT MANAGEMENT IN BANKING PROGRAMME COURSE DESCRIPTION

Code	Name of the Course Unit	Semester	In-Class Hours (T+P)	Credit	ECTS Credit
BAY405	CREDIT MANAGEMENT IN BANKING	5	3	3	5

GENERAL INFORMATION
Language of Instruction :	Turkish
Level of the Course Unit :	BACHELOR'S DEGREE, TYY: + 6.Level, EQF-LLL: 6.Level, QF-EHEA: First Cycle
Type of the Course :	Elective
Mode of Delivery of the Course Unit	-
Coordinator of the Course Unit	Assoc.Prof. EMEL TOZLU ÖZTAY
Instructor(s) of the Course Unit
Course Prerequisite	No

OBJECTIVES AND CONTENTS
Objectives of the Course Unit:	This course aims to provide basic concepts of the credit management in the banks with purpose and scope, credit risk analysis, and follow-up activities within the context of application legal framework information for bank credits
Contents of the Course Unit:	Contents of the course include the subjects as loans in banking,Policies and principles of credit facility,Process and organization of credit facility,Types of loans and classification criteria, Cash loans- Non cash loans, External loans-Personal loans, Qualitative/Quantitative criteria of credit facility, Supervision of loans and of efficiency of loans, Alternatives of bank loans

KEY LEARNING OUTCOMES OF THE COURSE UNIT (On successful completion of this course unit, students/learners will or will be able to)
Define credit management and functions in banks
Discuss changing data sources for credit evaluation
Discuss changing environmental conditions and legal conditions in the lending of firms
Compare financial analysis and other analysis techniques in terms of credit evaluation and rating

WEEKLY COURSE CONTENTS AND STUDY MATERIALS FOR PRELIMINARY & FURTHER STUDY
Week	Preparatory	Topics(Subjects)	Method
1	-	Banking and Credit Environment	Lecture & Discussion & Case Methods, Interactive Web Tools
2	Reading the related subjects in the coursebook	Loan Types	Lecture & Discussion & Case Methods, Interactive Web Tools
3	Reading the related subjects in the coursebook	Organizational Structure of Lending	Lecture & Discussion & Case Methods, Interactive Web Tools
4	Reading the related subjects in the coursebook	Concepts Related to Credits	Lecture & Discussion & Case Methods, Interactive Web Tools
5	Reading the related subjects in the coursebook	Credit Evaluation Process	Lecture & Discussion & Case Methods, Interactive Web Tools
6	Reading the related subjects in the coursebook	Introduction to Financial Analysis	Lecture & Discussion & Case Methods, Interactive Web Tools
7	Reading the related subjects in the coursebook	General Review	Lecture & Discussion & Case Methods, Interactive Web Tools
8	-	MID-TERM EXAM	-
9	Reading the related subjects in the coursebook	Financial Analysis in Lending	Lecture & Discussion & Case Methods, Interactive Web Tools
10	Reading the related subjects in the coursebook	Financial Analysis: Ratio Analysis	Lecture & Discussion & Case Methods, Interactive Web Tools
11	Reading the related subjects in the coursebook	Basic Interest Calculations	Lecture & Discussion & Case Methods, Interactive Web Tools
12	Reading the related subjects in the coursebook	Cash Loans: Commercial and Personal, Non-Cash Loans	Lecture & Discussion & Case Methods, Interactive Web Tools
13	Reading the related subjects in the coursebook	Problem Loans	Lecture & Discussion & Case Methods, Interactive Web Tools
14	Reading the related subjects in the coursebook	General Review	Lecture & Discussion & Case Methods, Interactive Web Tools
15	Reading the related subjects in the coursebook	FINAL EXAM	Lecture & Discussion & Case Methods, Interactive Web Tools
16	-	FINAL EXAM	-
17	-	FINAL EXAM	-

SOURCE MATERIALS & RECOMMENDED READING
Aras, G. (1996). Ticari Bankalarda Kredi Portföyünün Yönetimi. Ankara: Sermaye Piyasası Kurulu
Bouteillé, S. & Diane, C. (2013). The handbook of credit risk management : originating, assessing, and managing credit exposures. Hoboken, N.J. : John Wiley & Sons

ASSESSMENT
Assessment & Grading of In-Term Activities	Number of Activities	Degree of Contribution (%)	Description

Level of Contribution
0	1	2	3	4	5

KNOWLEDGE
Theoretical
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Explain the basic concepts in the field and the basic disciplines arising from these concepts.	0
2	Compare current theories in the field and communication theories.	0

KNOWLEDGE
Factual
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Solve problems related to the field by identifying problems related to the field.	0
2	Compares the information and facts in the field with the fields of social sciences such as Sociology, Journalism, Television and Media.	0

SKILLS
Cognitive
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	By graduating from this department, conduct analysis in fields like public relations, advertisement and marketing.	0
2	Using field knowledge, identify and solve problems related to field.	0

SKILLS
Practical
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Apply the projects in line with the field of campaign analysis, in line with the communication plan to be prepared.	0
2	By using theoretical and practical knowledge gained in his field, solve the problems of public relations and advertising industry.	0

OCCUPATIONAL
Autonomy & Responsibility
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Taking part in public relations campaigns and advertising projects, implements the duties assigned to them within the team.	0
2	Create original and innovative strategies by approaching the field dynamics creatively and critically with an integrated viewpoint.	0
3	Designs a communication plan by taking responsibility in case of problems related to the field.	0

OCCUPATIONAL
Learning to Learn
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Describe creative production, presentation and persuasion techniques to support the professional expertise.	0
2	Analyze the developments, changes and innovations in his field and gices an example.			2

OCCUPATIONAL
Communication & Social
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Effectively explain his/her opinion in the context of advertising, public relations, marketing, etc. to related persons and institutions in writing and verbal.	0
2	Designs projects and activities for the social environment in which they live with the consciousness of social responsibility.	0

OCCUPATIONAL
Occupational and/or Vocational
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Determine career goals by establishing cooperation with the sector in line with the information he/she has.	0
2	Analyze and interpret the social and global impacts of issues related with communication.	0
3	Design new knowledge and techniques using technical and theoretical knowledge and skills related to his / her field.	0

WORKLOAD & ECTS CREDITS OF THE COURSE UNIT
Workload for Learning & Teaching Activities
Type of the Learning Activites	Learning Activities (# of week)	Duration (hours, h)	Workload (h)
Lecture & In-Class Activities	14	3	42
Preliminary & Further Study	14	2	28
Land Surveying	0	0	0
Group Work	0	0	0
Laboratory	0	0	0
Reading	0	0	0
Assignment (Homework)	10	2	20
Project Work	0	0	0
Seminar	0	0	0
Internship	0	0	0
Technical Visit	0	0	0
Web Based Learning	0	0	0
Implementation/Application/Practice	0	0	0
Practice at a workplace	0	0	0
Occupational Activity	0	0	0
Social Activity	0	0	0
Thesis Work	0	0	0
Field Study	0	0	0
Report Writing	0	0	0
Final Exam	1	1	1
Preparation for the Final Exam	5	5	25
Mid-Term Exam	1	1	1
Preparation for the Mid-Term Exam	3	3	9
Short Exam	0	0	0
Preparation for the Short Exam	0	0	0
TOTAL	48	0	126