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ISTANBUL GELİŞİM UNIVERSITY INFORMATION SYSTEM

CREDIT MANAGEMENT IN BANKS COURSE IDENTIFICATION AND APPLICATION INFORMATION

Code Name of the Course Unit Semester In-Class Hours (T+P) Credit ECTS Credit
BSP222 CREDIT MANAGEMENT IN BANKS 3 3 3 5

WEEKLY COURSE CONTENTS AND STUDY MATERIALS FOR PRELIMINARY & FURTHER STUDY
Week Preparatory Topics(Subjects) Method
1 - Structure of Banking and Financial System -
2 - Independent Credit Rating Agencies, their functions, credit rating process and operation, relevant regulations in Turkey -
3 - Fundamentals of credit risk assessment of Credit Rating Agencies, operational risk and financial risk analysis basic criteria and financial risk matrix 1 -
4 - Fundamentals of credit risk assessment of Credit Rating Agencies, operational risk and financial risk analysis basic criteria and financial risk matrix 2 -
5 - Fundamentals of credit risk assessment of Credit Rating Agencies, operational risk and financial risk analysis basic criteria and financial risk matrix 3 -
6 - Data sources, evaluation of information, organization of indicators, analysis of business data, cash flow and fund flow, ratios -
7 - Preparation -
8 - MID-TERM EXAM -
9 - General evaluation -
10 - Other analysis techniques, assessment in terms of operational risk -
11 - Lending process, determination of limits -
12 - Credit management in times of crisis -
13 - Credit pricing in terms of bank-customer relations in Competition Conditions -
14 - Getting to know the customer, consulting the customer in the crediting process, pricing the loans -
15 - Distribution of bank customer relations credit risk through diversification after lending -
16 - FINAL EXAM -
17 - FINAL EXAM -