TR EN

CREDIT MANAGEMENT IN BANKING PROGRAMME COURSE DESCRIPTION

Code Name of the Course Unit Semester In-Class Hours (T+P) Credit ECTS Credit
BAY405 CREDIT MANAGEMENT IN BANKING 5 3 3 5

GENERAL INFORMATION

Language of Instruction : Turkish
Level of the Course Unit : BACHELOR'S DEGREE, TYY: + 6.Level, EQF-LLL: 6.Level, QF-EHEA: First Cycle
Type of the Course : Elective
Mode of Delivery of the Course Unit Face to face
Coordinator of the Course Unit Prof.Dr. İSMET GALİP YOLCUOĞLU
Instructor(s) of the Course Unit

OBJECTIVES AND CONTENTS

Objectives of the Course Unit: This course aims to provide basic concepts of the credit management in the banks with purpose and scope, credit risk analysis, and follow-up activities within the context of application legal framework information for bank credits
Contents of the Course Unit: Contents of the course include the subjects as loans in banking,Policies and principles of credit facility,Process and organization of credit facility,Types of loans and classification criteria, Cash loans- Non cash loans, External loans-Personal loans, Qualitative/Quantitative criteria of credit facility, Supervision of loans and of efficiency of loans, Alternatives of bank loans

KEY LEARNING OUTCOMES OF THE COURSE UNIT (On successful completion of this course unit, students/learners will or will be able to)

Define credit management and functions in banks
Discuss changing data sources for credit evaluation
Discuss changing environmental conditions and legal conditions in the lending of firms
Compare financial analysis and other analysis techniques in terms of credit evaluation and rating

WEEKLY COURSE CONTENTS AND STUDY MATERIALS FOR PRELIMINARY & FURTHER STUDY

Week Preparatory Topics(Subjects) Method
1 - Basic Concepts of Credit Management Lecture & Discussion & Case Methods, Interactive Web Tools
2 Reading the related subjects in the coursebook Independent Credit Rating Agencies, functions, and operation of credit rating processes, regulations on the subject in Turkey Lecture & Discussion & Case Methods, Interactive Web Tools
3 Reading the related subjects in the coursebook Key issues in credit risk assessment of Credit Rating Agencies, operational risk and financial risk analysis, basic criteria and operational risk financial risk matrix Lecture & Discussion & Case Methods, Interactive Web Tools
4 Reading the related subjects in the coursebook Credit management and functions in banks, changing environment conditions in lending of firms Lecture & Discussion & Case Methods, Interactive Web Tools
5 Reading the related subjects in the coursebook Financial analysis and other analysis techniques in terms of credit evaluation Lecture & Discussion & Case Methods, Interactive Web Tools
6 Reading the related subjects in the coursebook Data sources, evaluation of information, regulation of indicators, analysis of business data, cash flow and fund flow, ratios Lecture & Discussion & Case Methods, Interactive Web Tools
7 Reading the related subjects in the coursebook Data sources, evaluation of information, regulation of indicators, analysis of business data, cash flow and fund flow, ratios Lecture & Discussion & Case Methods, Interactive Web Tools
8 - MID-TERM EXAM -
9 Reading the related subjects in the coursebook Review of lecture Lecture & Discussion & Case Methods, Interactive Web Tools
10 Reading the related subjects in the coursebook Other analysis techniques, evaluation of operational risk Lecture & Discussion & Case Methods, Interactive Web Tools
11 Reading the related subjects in the coursebook Lending process, determination of limits Lecture & Discussion & Case Methods, Interactive Web Tools
12 Reading the related subjects in the coursebook Credit management in crisis time Lecture & Discussion & Case Methods, Interactive Web Tools
13 Reading the related subjects in the coursebook Credit Pricing in Terms of Bank-Customer Relations in Competition Conditions Lecture & Discussion & Case Methods, Interactive Web Tools
14 Reading the related subjects in the coursebook Recognizing the customer, lending to the customer in the process of credit pricing Lecture & Discussion & Case Methods, Interactive Web Tools
15 Reading the related subjects in the coursebook Post-Credit Bank Customer Relations Credit risk diversification through diversification Lecture & Discussion & Case Methods, Interactive Web Tools
16 - FINAL EXAM -
17 - FINAL EXAM -

SOURCE MATERIALS & RECOMMENDED READING

Aras, G. (1996). Ticari Bankalarda Kredi Portföyünün Yönetimi. Ankara: Sermaye Piyasası Kurulu
Bouteillé, S. & Diane, C. (2013). The handbook of credit risk management : originating, assessing, and managing credit exposures. Hoboken, N.J. : John Wiley & Sons

ASSESSMENT

Assessment & Grading of In-Term Activities Number of Activities Degree of Contribution (%) Description
Level of Contribution
0 1 2 3 4 5

CONTRIBUTION OF THE COURSE UNIT TO THE PROGRAMME LEARNING OUTCOMES

KNOWLEDGE

Theoretical

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Explain the basic concepts of Social Service, working fields and application frameworks.
0
2
Uses up-to-date information on Social Service field by associating it with the theory and application information of Social Service.
0

KNOWLEDGE

Factual

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Establish the link between the application frameworks of Social Service.
0
2
Evaluate the developments in the field of migration, globalization and human rights in the new world by using the theoretical knowledge in the field.
0

SKILLS

Cognitive

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Using the research methods related to the field of Social Service, concludes scientific conclusions about social problems.
0
2
Examine the spatial legislation of Social Service and develop new strategies for implementation.
0

SKILLS

Practical

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Solve the problems specific to the field of Social Service according to scientific data.
0
2
Conduct trainings for individual, family and society by using advanced theoretical and practical knowledge in the field of Social Service.
0

OCCUPATIONAL

Autonomy & Responsibility

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Develop his / her competence in this area by taking the leadership role in working with individuals, groups and society and taking responsibility as a team member.
0

OCCUPATIONAL

Learning to Learn

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Describes a life worthy of dignity of the person who is the subject of social service science.
0

OCCUPATIONAL

Communication & Social

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Configures the communication between institutions in order to solve the problems.
1
2
Uses the educational role in the social service area.
0
3
Produces projects that will increase the consciousness level of the society.
0

OCCUPATIONAL

Occupational and/or Vocational

Programme Learning Outcomes Level of Contribution
0 1 2 3 4 5
1
Collaborate with other professionals in the work team through an interdisciplinary approach at the stage of Social Service intervention
0
2
Acts as a social worker in accordance with the laws, regulations and professional ethics rules.
0
3
Organize their work in accordance with their rights and responsibilities as an individual.
0

WORKLOAD & ECTS CREDITS OF THE COURSE UNIT

Workload for Learning & Teaching Activities

Type of the Learning Activites Learning Activities (# of week) Duration (hours, h) Workload (h)
Lecture & In-Class Activities 14 3 42
Preliminary & Further Study 14 2 28
Land Surveying 0 0 0
Group Work 0 0 0
Laboratory 0 0 0
Reading 0 0 0
Assignment (Homework) 10 2 20
Project Work 0 0 0
Seminar 0 0 0
Internship 0 0 0
Technical Visit 0 0 0
Web Based Learning 0 0 0
Implementation/Application/Practice 0 0 0
Practice at a workplace 0 0 0
Occupational Activity 0 0 0
Social Activity 0 0 0
Thesis Work 0 0 0
Field Study 0 0 0
Report Writing 0 0 0
Final Exam 1 1 1
Preparation for the Final Exam 5 5 25
Mid-Term Exam 1 1 1
Preparation for the Mid-Term Exam 3 3 9
Short Exam 0 0 0
Preparation for the Short Exam 0 0 0
TOTAL 48 0 126
Total Workload of the Course Unit 126
Workload (h) / 25.5 4,9
ECTS Credits allocated for the Course Unit 5,0