CREDIT MANAGEMENT IN BANKING PROGRAMME COURSE DESCRIPTION

Code	Name of the Course Unit	Semester	In-Class Hours (T+P)	Credit	ECTS Credit
BAY405	CREDIT MANAGEMENT IN BANKING	6	3	3	5

GENERAL INFORMATION
Language of Instruction :	Turkish
Level of the Course Unit :	BACHELOR'S DEGREE, TYY: + 6.Level, EQF-LLL: 6.Level, QF-EHEA: First Cycle
Type of the Course :	Elective
Mode of Delivery of the Course Unit	-
Coordinator of the Course Unit	Prof. SEZER CİHAN KESKEN
Instructor(s) of the Course Unit
Course Prerequisite	No

OBJECTIVES AND CONTENTS
Objectives of the Course Unit:	This course aims to provide basic concepts of the credit management in the banks with purpose and scope, credit risk analysis, and follow-up activities within the context of application legal framework information for bank credits
Contents of the Course Unit:	Contents of the course include the subjects as loans in banking,Policies and principles of credit facility,Process and organization of credit facility,Types of loans and classification criteria, Cash loans- Non cash loans, External loans-Personal loans, Qualitative/Quantitative criteria of credit facility, Supervision of loans and of efficiency of loans, Alternatives of bank loans

KEY LEARNING OUTCOMES OF THE COURSE UNIT (On successful completion of this course unit, students/learners will or will be able to)
Define credit management and functions in banks
Discuss changing data sources for credit evaluation
Discuss changing environmental conditions and legal conditions in the lending of firms
Compare financial analysis and other analysis techniques in terms of credit evaluation and rating

WEEKLY COURSE CONTENTS AND STUDY MATERIALS FOR PRELIMINARY & FURTHER STUDY
Week	Preparatory	Topics(Subjects)	Method
1	-	Banking and Credit Environment	Lecture & Discussion & Case Methods, Interactive Web Tools
2	Reading the related subjects in the coursebook	Loan Types	Lecture & Discussion & Case Methods, Interactive Web Tools
3	Reading the related subjects in the coursebook	Organizational Structure of Lending	Lecture & Discussion & Case Methods, Interactive Web Tools
4	Reading the related subjects in the coursebook	Concepts Related to Credits	Lecture & Discussion & Case Methods, Interactive Web Tools
5	Reading the related subjects in the coursebook	Credit Evaluation Process	Lecture & Discussion & Case Methods, Interactive Web Tools
6	Reading the related subjects in the coursebook	Introduction to Financial Analysis	Lecture & Discussion & Case Methods, Interactive Web Tools
7	Reading the related subjects in the coursebook	General Review	Lecture & Discussion & Case Methods, Interactive Web Tools
8	Reading the related subjects in the coursebook	Financial Analysis in Lending	Lecture & Discussion & Case Methods, Interactive Web Tools
9	Reading the related subjects in the coursebook	Financial Analysis: Ratio Analysis	Lecture & Discussion & Case Methods, Interactive Web Tools
10	-	MID-TERM EXAM	-
11	Reading the related subjects in the coursebook	Basic Interest Calculations	Lecture & Discussion & Case Methods, Interactive Web Tools
12	Reading the related subjects in the coursebook	Cash Loans: Commercial and Personal, Non-Cash Loans	Lecture & Discussion & Case Methods, Interactive Web Tools
13	Reading the related subjects in the coursebook	Problem Loans	Lecture & Discussion & Case Methods, Interactive Web Tools
14	Reading the related subjects in the coursebook	General Review	Lecture & Discussion & Case Methods, Interactive Web Tools
15	Reading the related subjects in the coursebook	FINAL EXAM	Lecture & Discussion & Case Methods, Interactive Web Tools
16	-	FINAL EXAM	-
17	-	FINAL EXAM	-

SOURCE MATERIALS & RECOMMENDED READING
Aras, G. (1996). Ticari Bankalarda Kredi Portföyünün Yönetimi. Ankara: Sermaye Piyasası Kurulu
Bouteillé, S. & Diane, C. (2013). The handbook of credit risk management : originating, assessing, and managing credit exposures. Hoboken, N.J. : John Wiley & Sons

ASSESSMENT
Assessment & Grading of In-Term Activities	Number of Activities	Degree of Contribution (%)	Description	Examination Method

Level of Contribution
0	1	2	3	4	5

KNOWLEDGE
Theoretical
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Explain the historical development process of Aviation Management.	0
2	Use computer programs related to Aviation Transportation.		1
3	Define basic concepts related with aviation management.	0

KNOWLEDGE
Factual
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Relate the information and facts in the field with other social sciences such as law, sociology, philosophy and history.			2
2	Classify the relationship between the basic functions of the business and the interactions between these functions.		1
3	Apply knowledge and skills related to his / her field by considering the legal aspect of occupational health and safety.	0
4	Explain the concepts of entrepreneurship and innovation with the field.			2

SKILLS
Cognitive
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Manage operational activities related to the airline.		1
2	Gain lifelong learning skills and use knowledge of the field in the business life with the awareness of social responsibility.			2

SKILLS
Practical
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Prepare written agreements with relevant institutions in accordance with the legislation.		1
2	Perform the theoretical and practical knowledge related to the field with appropriate analytical methods and modeling techniques in business life.		1
3	Manage all phases from planning to implementation of aviation operations as a member of a team.		1
4	Cooperate with stakeholders related to air transport.			2
5	Develop the modern techniques and tools necessary for applications related to the field.	0

OCCUPATIONAL
Autonomy & Responsibility
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Execute a study in his/her field independently.			2
2	Decide as an individual or a team member to solve the problems encountered in applications related to the field.		1

OCCUPATIONAL
Learning to Learn
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Evaluate advanced knowledge and skills in his/her field with a critical approach.			2
2	Apply activities to improve his/her performance and his / her responsibility in line with the learning objectives by determining the learning needs.		1

OCCUPATIONAL
Communication & Social
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Communicate with people and institutions related to the field in writing and verbally.			2
2	Explain his/her thoughts on the issues related to the field and suggestions for solutions to the problems by the related departments by using supporting quantitative and qualitative data.		1
3	Organize projects and activities for the social environment with social responsibility consciousness and to be able to apply those.		1

OCCUPATIONAL
Occupational and/or Vocational
	Programme Learning Outcomes	Level of Contribution
		0	1	2	3	4	5
1	Manage airports and terminal operations efficiently using aviation and business information.		1

WORKLOAD & ECTS CREDITS OF THE COURSE UNIT
Workload for Learning & Teaching Activities
Type of the Learning Activites	Learning Activities (# of week)	Duration (hours, h)	Workload (h)
Lecture & In-Class Activities	14	3	42
Preliminary & Further Study	14	2	28
Land Surveying	0	0	0
Group Work	0	0	0
Laboratory	0	0	0
Reading	0	0	0
Assignment (Homework)	10	2	20
Project Work	0	0	0
Seminar	0	0	0
Internship	0	0	0
Technical Visit	0	0	0
Web Based Learning	0	0	0
Implementation/Application/Practice	0	0	0
Practice at a workplace	0	0	0
Occupational Activity	0	0	0
Social Activity	0	0	0
Thesis Work	0	0	0
Field Study	0	0	0
Report Writing	0	0	0
Final Exam	1	1	1
Preparation for the Final Exam	5	5	25
Mid-Term Exam	1	1	1
Preparation for the Mid-Term Exam	3	3	9
Short Exam	0	0	0
Preparation for the Short Exam	0	0	0
TOTAL	48	0	126